Start here: which one are you?
Pick the line that sounds most like your situation. It takes a few seconds and decides where you land next.
I'm turning 65 soon
New to Medicare and want to understand what to sign up for.
I'm already on Medicare
Enrolled already, and wondering whether something else fits better.
I need drug coverage
Looking at Part D and how prescriptions would be handled.
I'm helping a family member
Sorting this out for a parent, spouse or someone you care for.
No option selected yet.
Continue →Free to use. No obligation to enroll in anything.
Straight answers
The things people usually want cleared up before they go any further.
Do I have to pay for this?
No. Comparing plan options through this site is free. If you later choose a plan, the plan's own costs apply — an agent can walk you through those before you decide anything.
Will someone call me?
If you share your details, you may be connected with third-party licensed insurance agents who can discuss plan options with you. You're free to end the conversation at any point.
What if I already have a plan?
That's fine. Plenty of people compare, find their current coverage still suits them, and change nothing at all. Looking does not switch anything.
Can I help my mother with this?
Yes. Many people start on behalf of a parent or spouse. Choose "I'm helping a family member" above and go through it together when it suits you both.
Common mix-ups
Three ideas that send people down the wrong path.
"Medicare Advantage and Medicare Supplement are basically the same thing."
They work differently. Advantage plans bundle coverage into one plan from a private company. Supplement plans sit alongside Original Medicare to help with certain costs.
"Once I pick a plan, I'm stuck with it forever."
Medicare has set periods each year when changes can be made, and certain life events can open a window of their own.
"If I don't take prescriptions now, drug coverage doesn't matter."
Delaying drug coverage can have consequences later. It's worth understanding how Part D works before you decide to skip it.
Enrolment windows
Medicare runs on dates. Here's the year at a glance.
Oct 15 – Dec 7. The yearly window when you can join, switch or drop a plan. Changes made in this period generally take effect on January 1.
Jan 1 – Mar 31. The Medicare Advantage open enrolment period — a second look if the plan you started the year with isn't working out the way you expected.
Separately, your Initial Enrolment Period is built around your birthday: it opens before the month you turn 65 and stays open for several months afterwards. Certain life events, such as moving or losing other coverage, can open a special enrolment period of their own.
See which window applies to me →What we can sort out
Six things people most often need untangled.
Medicare Advantage
All-in-one plans offered by private companies — what's available where you live.
Medicare Supplement
Coverage that sits alongside Original Medicare, and what each lettered plan covers.
Part D drug plans
How prescription coverage works and how your medicines would be handled.
Enrolment timing
Which window you're in right now, so a deadline doesn't pass unnoticed.
Cost comparison
Looking at options side by side so the trade-offs are easy to see.
Extra Help / LIS
Programs that may lower drug costs, and whether you could qualify.
Questions people ask
Is there any cost to compare here?
Who will I actually speak to?
Do I have to change my current plan?
What's the difference between Advantage and Supplement?
Can I do this on behalf of a parent or spouse?
How long does it take?
Ready to see your options?
One step takes you straight to the plan comparison — nothing to pay, nothing to commit to.
Compare Medicare plans →Free · No obligation · Speak with a licensed agent when you're ready.